Global Creator Payouts Made Easy

Lumanu acts as your single vendor with consolidated invoicing, built-in compliance, and real-time visibility for Finance. Easier for your teams to pay anyone, anywhere.

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Creator receiving $5000 from Lumanu

Receive now: $5,000.00

Lumanu creator dashboard
creator receiving $1000 from Lumanu

Receive now: $1,000.00

trusted by
top companies

features

Send payments in your currency,
Creators get paid in theirs

Streamline global influencer payments while reducing costs and complexity.

Pay anyone, anywhere

Fast, borderless payouts

Fund your account in 40+ currencies and pay anyone in 132 currencies. Lumanu global capabilities include local rails in major markets.

ACH, SEPA, SWIFT, FAST coverage for global reach

Vendors receive funds in 1–2 days, or instantly with Instant Pay

Mid-market FX with no hidden fees

Lumanu pays international creators
import view for payments into lumanu

Scale payments without scaling admin

Bulk import & automation

Scale payments without scaling admin work.

Upload payout data via CSV or integrate with spreadsheets, CRMs, or marketing tools

Automate high-volume vendor payments

Eliminate manual entry and reduce costly errors

Built for enterprise compliance

Finance-approved controls

Enterprise-ready compliance built in.

Multi-step approval workflows customized to your policies

Granular roles and permissions for every user

Enforce “No PO, No Pay” and other critical finance rules

team level permissions and controls for Lumanu
Visibility of payment status in lumanu

Real-time visibility

Transparency for all

Clarity for your team and every vendor you pay.

Real-time statuses and notifications: pending, approved, processing, paid

Vendors self-serve payment tracking reduces emails and support tickets

Complete audit trails for compliance and visibility

$1.5B+

Payments Made

400K+

Vendors Onboarded

900K+

Invoices Automated

132

Currencies Supported

One platform for all your vendor payments

Lumanu acts as your single master vendor. Fund Lumanu in your currency, and we handle the rest: fast, compliant payouts to 180+ countries with full visibility for you and your partners.

Your bank account

💵

Your bank account

💵

Your bank account

💵

Lumanu is your advantage

For enterprises, modern brands, and agencies, creator payments aren’t just a task for finance. They’re your strategic partners and growth opportunity.

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⚖️

Automated tax compliance

Lumanu takes on W8/W9 collection and 1099 filings.

🌍

Global checks built-in

KYC/KYB, OFAC, AML, and sanctions lists covered.

🔑

Approval workflows

Configure multi-step reviews by role, spend, or department.

🧾

Audit-ready records

Exportable reports for Finance and compliance teams.

FAQ

FAQ

Your top questions, answered

Your top questions, answered

Which countries and currencies are supported?

Lumanu supports funding in 30 currencies including USD, GBP, EUR, CAD, AUD, HKD, AED. Creators can withdraw in 132 currencies and 180+ countries. Lumanu sends payments via local to local rails when possible and minimizes FX complexity and fees for your recipients.

How quickly do vendors get paid?

Once you approve and release funds in Lumanu, payments via local bank networks typically take 1-2 days. We also offer features like Instant Pay for vendors needing immediate access.

Do vendors pay fees for International payments?

No. Lumanu is free for your vendors to sign up and get paid via local rails. Vendors can receive funds in the currency you send and allow their bank to convert or choose to have Lumanu convert. Lumanu will show conversion rate at time of payment. Instant Payouts via VISA Direct are available for a small fee.

How does Lumanu handle currency conversion and FX fees?

Lumanu uses mid-market exchange rates with no hidden markups, and pays vendors via local rails (ACH, SEPA, SWIFT, FAST) rather than costly international wires. Lumanu shows vendors the conversion rate at time of payment which are typically far cheaper than traditional bank transfers or PayPal for cross-border payouts.

Can we track payments in real time?

The Lumanu platform provides real-time visibility into payment statuses (e.g., Pending Approval, Processing, Paid) for both your team and your vendors.

Which countries and currencies are supported?

Lumanu supports funding in 30 currencies including USD, GBP, EUR, CAD, AUD, HKD, AED. Creators can withdraw in 132 currencies and 180+ countries. Lumanu sends payments via local to local rails when possible and minimizes FX complexity and fees for your recipients.

How quickly do vendors get paid?

Once you approve and release funds in Lumanu, payments via local bank networks typically take 1-2 days. We also offer features like Instant Pay for vendors needing immediate access.

Do vendors pay fees for International payments?

No. Lumanu is free for your vendors to sign up and get paid via local rails. Vendors can receive funds in the currency you send and allow their bank to convert or choose to have Lumanu convert. Lumanu will show conversion rate at time of payment. Instant Payouts via VISA Direct are available for a small fee.

How does Lumanu handle currency conversion and FX fees?

Lumanu uses mid-market exchange rates with no hidden markups, and pays vendors via local rails (ACH, SEPA, SWIFT, FAST) rather than costly international wires. Lumanu shows vendors the conversion rate at time of payment which are typically far cheaper than traditional bank transfers or PayPal for cross-border payouts.

Can we track payments in real time?

The Lumanu platform provides real-time visibility into payment statuses (e.g., Pending Approval, Processing, Paid) for both your team and your vendors.

Modernize your global payments

Stop juggling wires, delays, and compliance risks. Lumanu makes paying anyone, anywhere, stress-free.

Get a Demo