The Fair and Accurate Credit Transaction Act (“FACTA”), which amends the Fair Credit Reporting Act (FCRA), establishes numerous requirements that provide protection for the victims of identity theft, provide more information to customers about credit reports and credit scoring, limits sharing of information with affiliates, and protects customer medical and other information.
USA Patriot Act
To help the United States government prevent fraud and fight the funding of terrorism, money laundering and related activities, Section 326 of the U.S.A. Patriot Act requires that Lumanu obtain, verify, and record information that identifies each person or entity that applies for a product through Lumanu. Lumanu will obtain the required information for both consumer and commercial customers as required by the USA Patriot Act. If the customer fails or refuses to provide such information, Lumanu may decline to open an account or continue a customer relationship with said customer.
How far our responsibility extends
You may have the option to register using a third party service (“TPS”) or connect your account to a TPS, such as Instagram, Facebook, Twitter or YouTube. By authorizing us to access your TPS account, you understand that we may obtain certain information from your TPS account, which may including your name, email address, birthday, work history, education history, current city, shared media, and the names, profile pictures, relationship status, and current cities of your TPS contacts. We only obtain information from your TPS account that you specifically authorize and grant us permission to obtain.
We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.