For Finance
Bridge the gap between marketing agility and financial controls
Lumanu streamlines creator and freelancer payments by acting as a single, pre-vetted vendor in your ERP/AP system. Offload tax compliance, reduce load on AP teams, and gain centralized visibility and control over marketing spend without slowing down the business.

For Finance
Bridge the gap between marketing agility and financial controls
Lumanu streamlines creator and freelancer payments by acting as a single, pre-vetted vendor in your ERP/AP system. Offload tax compliance, reduce load on AP teams, and gain centralized visibility and control over marketing spend without slowing down the business.

For Finance
Bridge the gap between marketing agility and financial controls
Lumanu streamlines creator and freelancer payments by acting as a single, pre-vetted vendor in your ERP/AP system. Offload tax compliance, reduce load on AP teams, and gain centralized visibility and control over marketing spend without slowing down the business.

For Finance
Bridge the gap between marketing agility and financial controls
Lumanu streamlines creator and freelancer payments by acting as a single, pre-vetted vendor in your ERP/AP system. Offload tax compliance, reduce load on AP teams, and gain centralized visibility and control over marketing spend without slowing down the business.

For Finance
Bridge the gap between marketing agility and financial controls
Lumanu streamlines creator and freelancer payments by acting as a single, pre-vetted vendor in your ERP/AP system. Offload tax compliance, reduce load on AP teams, and gain centralized visibility and control over marketing spend without slowing down the business.

Streamline AP Processes for High-Volume Marketing Payments
Lumanu centralizes vendor setups and payments into one compliant workflow, with built-in financial controls that reduce AP workload without increasing risk.
Eliminate Vendor Sprawl
Reduce the number of vendors Finance needs to onboard and manage. Lumanu acts as a single, compliant vendor of record replacing hundreds of creators, freelancers, and other long-tail vendors.

Offload 1099 Tax Compliance
Shift the burden of IRS tax compliance to Lumanu. We collect and validate W-9/W-8 forms, perform TIN matching, and handle 1099 and 1042 generation - reducing audit risk and saving hours of manual effort.

Automate Global Tax Obligations
Pay vendors globally without the tax complexity. Lumanu manages global tax ID validation, VAT/GST determination, compliant e-invoicing, and jurisdiction-specific tax reporting so your team stays compliant without lifting a finger.

Reduce Burden on AP Teams
Stop wasting time fixing incorrect invoices from creators and freelancers. Lumanu sends accurate, standardized invoices every time. Choose consolidated billing to combine multiple vendor payments into one invoice, reducing manual workload.

Improve Payment Accuracy & On-Time Rates
Avoid errors and delays that damage vendor relationships. Lumanu supports payments to 180+ countries with automated FX, built-in verification, and real-time remittances - lowering error rates and increasing on-time payments.

Centralize Spend & Reconciliation
Get complete visibility into every dollar of marketing spend. Receive clean, itemized invoices and export-ready reports aligned to your GL. Track spend by department, campaign, and vendor. No more chasing data across spreadsheets or emails.

Streamline AP Processes for High-Volume Marketing Payments
Lumanu centralizes vendor setups and payments into one compliant workflow, with built-in financial controls that reduce AP workload without increasing risk.
Eliminate Vendor Sprawl
Reduce the number of vendors Finance needs to onboard and manage. Lumanu acts as a single, compliant vendor of record replacing hundreds of creators, freelancers, and other long-tail vendors.

Offload 1099 Tax Compliance
Shift the burden of IRS tax compliance to Lumanu. We collect and validate W-9/W-8 forms, perform TIN matching, and handle 1099 and 1042 generation - reducing audit risk and saving hours of manual effort.

Automate Global Tax Obligations
Pay vendors globally without the tax complexity. Lumanu manages global tax ID validation, VAT/GST determination, compliant e-invoicing, and jurisdiction-specific tax reporting so your team stays compliant without lifting a finger.

Reduce Burden on AP Teams
Stop wasting time fixing incorrect invoices from creators and freelancers. Lumanu sends accurate, standardized invoices every time. Choose consolidated billing to combine multiple vendor payments into one invoice, reducing manual workload.

Improve Payment Accuracy & On-Time Rates
Avoid errors and delays that damage vendor relationships. Lumanu supports payments to 180+ countries with automated FX, built-in verification, and real-time remittances - lowering error rates and increasing on-time payments.

Centralize Spend & Reconciliation
Get complete visibility into every dollar of marketing spend. Receive clean, itemized invoices and export-ready reports aligned to your GL. Track spend by department, campaign, and vendor. No more chasing data across spreadsheets or emails.

Streamline AP Processes for High-Volume Marketing Payments
Lumanu centralizes vendor setups and payments into one compliant workflow, with built-in financial controls that reduce AP workload without increasing risk.
Eliminate Vendor Sprawl
Reduce the number of vendors Finance needs to onboard and manage. Lumanu acts as a single, compliant vendor of record replacing hundreds of creators, freelancers, and other long-tail vendors.

Offload 1099 Tax Compliance
Shift the burden of IRS tax compliance to Lumanu. We collect and validate W-9/W-8 forms, perform TIN matching, and handle 1099 and 1042 generation - reducing audit risk and saving hours of manual effort.

Automate Global Tax Obligations
Pay vendors globally without the tax complexity. Lumanu manages global tax ID validation, VAT/GST determination, compliant e-invoicing, and jurisdiction-specific tax reporting so your team stays compliant without lifting a finger.

Reduce Burden on AP Teams
Stop wasting time fixing incorrect invoices from creators and freelancers. Lumanu sends accurate, standardized invoices every time. Choose consolidated billing to combine multiple vendor payments into one invoice, reducing manual workload.

Improve Payment Accuracy & On-Time Rates
Avoid errors and delays that damage vendor relationships. Lumanu supports payments to 180+ countries with automated FX, built-in verification, and real-time remittances - lowering error rates and increasing on-time payments.

Centralize Spend & Reconciliation
Get complete visibility into every dollar of marketing spend. Receive clean, itemized invoices and export-ready reports aligned to your GL. Track spend by department, campaign, and vendor. No more chasing data across spreadsheets or emails.

Streamline AP Processes for High-Volume Marketing Payments
Lumanu centralizes vendor setups and payments into one compliant workflow, with built-in financial controls that reduce AP workload without increasing risk.
Eliminate Vendor Sprawl
Reduce the number of vendors Finance needs to onboard and manage. Lumanu acts as a single, compliant vendor of record replacing hundreds of creators, freelancers, and other long-tail vendors.

Offload 1099 Tax Compliance
Shift the burden of IRS tax compliance to Lumanu. We collect and validate W-9/W-8 forms, perform TIN matching, and handle 1099 and 1042 generation - reducing audit risk and saving hours of manual effort.

Automate Global Tax Obligations
Pay vendors globally without the tax complexity. Lumanu manages global tax ID validation, VAT/GST determination, compliant e-invoicing, and jurisdiction-specific tax reporting so your team stays compliant without lifting a finger.

Reduce Burden on AP Teams
Stop wasting time fixing incorrect invoices from creators and freelancers. Lumanu sends accurate, standardized invoices every time. Choose consolidated billing to combine multiple vendor payments into one invoice, reducing manual workload.

Improve Payment Accuracy & On-Time Rates
Avoid errors and delays that damage vendor relationships. Lumanu supports payments to 180+ countries with automated FX, built-in verification, and real-time remittances - lowering error rates and increasing on-time payments.

Centralize Spend & Reconciliation
Get complete visibility into every dollar of marketing spend. Receive clean, itemized invoices and export-ready reports aligned to your GL. Track spend by department, campaign, and vendor. No more chasing data across spreadsheets or emails.

Streamline AP Processes for High-Volume Marketing Payments
Lumanu centralizes vendor setups and payments into one compliant workflow, with built-in financial controls that reduce AP workload without increasing risk.
Eliminate Vendor Sprawl
Reduce the number of vendors Finance needs to onboard and manage. Lumanu acts as a single, compliant vendor of record replacing hundreds of creators, freelancers, and other long-tail vendors.

Offload 1099 Tax Compliance
Shift the burden of IRS tax compliance to Lumanu. We collect and validate W-9/W-8 forms, perform TIN matching, and handle 1099 and 1042 generation - reducing audit risk and saving hours of manual effort.

Automate Global Tax Obligations
Pay vendors globally without the tax complexity. Lumanu manages global tax ID validation, VAT/GST determination, compliant e-invoicing, and jurisdiction-specific tax reporting so your team stays compliant without lifting a finger.

Reduce Burden on AP Teams
Stop wasting time fixing incorrect invoices from creators and freelancers. Lumanu sends accurate, standardized invoices every time. Choose consolidated billing to combine multiple vendor payments into one invoice, reducing manual workload.

Improve Payment Accuracy & On-Time Rates
Avoid errors and delays that damage vendor relationships. Lumanu supports payments to 180+ countries with automated FX, built-in verification, and real-time remittances - lowering error rates and increasing on-time payments.

Centralize Spend & Reconciliation
Get complete visibility into every dollar of marketing spend. Receive clean, itemized invoices and export-ready reports aligned to your GL. Track spend by department, campaign, and vendor. No more chasing data across spreadsheets or emails.

“Before Lumanu, our AP team was buried in W9s/1099s, incorrect vendor invoices, and delayed payments. Now we process thousands of vendor payments through Lumanu as one compliant partner. Finance finally has visibility and control without slowing down our marketing teams.”

Nick Wagner
VP of Finance & Ops
Warner Music Group
“Before Lumanu, our AP team was buried in W9s/1099s, incorrect vendor invoices, and delayed payments. Now we process thousands of vendor payments through Lumanu as one compliant partner. Finance finally has visibility and control without slowing down our marketing teams.”

Nick Wagner
VP of Finance & Ops
Warner Music Group
“Before Lumanu, our AP team was buried in W9s/1099s, incorrect vendor invoices, and delayed payments. Now we process thousands of vendor payments through Lumanu as one compliant partner. Finance finally has visibility and control without slowing down our marketing teams.”

Nick Wagner
VP of Finance & Ops
Warner Music Group
“Before Lumanu, our AP team was buried in W9s/1099s, incorrect vendor invoices, and delayed payments. Now we process thousands of vendor payments through Lumanu as one compliant partner. Finance finally has visibility and control without slowing down our marketing teams.”

Nick Wagner
VP of Finance & Ops
Warner Music Group
“Before Lumanu, our AP team was buried in W9s/1099s, incorrect vendor invoices, and delayed payments. Now we process thousands of vendor payments through Lumanu as one compliant partner. Finance finally has visibility and control without slowing down our marketing teams.”

Nick Wagner
VP of Finance & Ops
Warner Music Group
Simplify marketing payments. Strengthen financial controls.
Lumanu gives Finance teams a compliant, auditable, and cost-effective way to manage creator and freelance payments without slowing down Marketing.

Simplify marketing payments. Strengthen financial controls.
Lumanu gives Finance teams a compliant, auditable, and cost-effective way to manage creator and freelance payments without slowing down Marketing.

Simplify marketing payments. Strengthen financial controls.
Lumanu gives Finance teams a compliant, auditable, and cost-effective way to manage creator and freelance payments without slowing down Marketing.

Simplify marketing payments. Strengthen financial controls.
Lumanu gives Finance teams a compliant, auditable, and cost-effective way to manage creator and freelance payments without slowing down Marketing.

Simplify marketing payments. Strengthen financial controls.
Lumanu gives Finance teams a compliant, auditable, and cost-effective way to manage creator and freelance payments without slowing down Marketing.

Platform
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC