INSTANT PAY
You Pay on Your Terms. Vendors Get Paid on Theirs.
Provide vendors early payment flexibility on approved invoices. You keep your standard payment terms and unlock opportunities to earn yield on your cash.
INSTANT PAY
You Pay on Your Terms. Vendors Get Paid on Theirs.
Provide vendors early payment flexibility on approved invoices. You keep your standard payment terms and unlock opportunities to earn yield on your cash.
INSTANT PAY
You Pay on Your Terms. Vendors Get Paid on Theirs.
Provide vendors early payment flexibility on approved invoices. You keep your standard payment terms and unlock opportunities to earn yield on your cash.
INSTANT PAY
You Pay on Your Terms. Vendors Get Paid on Theirs.
Provide vendors early payment flexibility on approved invoices. You keep your standard payment terms and unlock opportunities to earn yield on your cash.
INSTANT PAY
You Pay on Your Terms. Vendors Get Paid on Theirs.
Provide vendors early payment flexibility on approved invoices. You keep your standard payment terms and unlock opportunities to earn yield on your cash.
"Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."
Justin Vatz
CFO
Obviously, a WPP Agency
"Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."
Justin Vatz
CFO
Obviously, a WPP Agency
"Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."
Justin Vatz
CFO
Obviously, a WPP Agency
"Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."
Justin Vatz
CFO
Obviously, a WPP Agency
"Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."
Justin Vatz
CFO
Obviously, a WPP Agency
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
On-Demand Cash for Vendors
Empower your vendors with the choice to receive payments early on approved invoices seamlessly in one platform.
Flexible Funding Options
Utilize your company's own working capital to earn attractive yields, or leverage a Lumanu Credit Line for flexibility without impacting your balance sheet.
Lumanu Funding Flow
Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduced Vendor Friction
Offering early payment options significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.
Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Instant Pay by Month
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
On-Demand Cash for Vendors
Empower your vendors with the choice to receive payments early on approved invoices seamlessly in one platform.
Flexible Funding Options
Utilize your company's own working capital to earn attractive yields, or leverage a Lumanu Credit Line for flexibility without impacting your balance sheet.
Lumanu Funding Flow
Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduced Vendor Friction
Offering early payment options significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.
Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Instant Pay by Month
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
On-Demand Cash for Vendors
Empower your vendors with the choice to receive payments early on approved invoices seamlessly in one platform.
Flexible Funding Options
Utilize your company's own working capital to earn attractive yields, or leverage a Lumanu Credit Line for flexibility without impacting your balance sheet.
Lumanu Funding Flow
Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduced Vendor Friction
Offering early payment options significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.
Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Instant Pay by Month
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
On-Demand Cash for Vendors
Empower your vendors with the choice to receive payments early on approved invoices seamlessly in one platform.
Flexible Funding Options
Utilize your company's own working capital to earn attractive yields, or leverage a Lumanu Credit Line for flexibility without impacting your balance sheet.
Lumanu Funding Flow
Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduced Vendor Friction
Offering early payment options significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.
Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Instant Pay by Month
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
On-Demand Cash for Vendors
Empower your vendors with the choice to receive payments early on approved invoices seamlessly in one platform.
Flexible Funding Options
Utilize your company's own working capital to earn attractive yields, or leverage a Lumanu Credit Line for flexibility without impacting your balance sheet.
Lumanu Funding Flow
Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduced Vendor Friction
Offering early payment options significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.
Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Instant Pay by Month
"Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."
Vickie Segar
Founder/CEO
Village Marketing a WPP Agency
"Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."
Vickie Segar
Founder/CEO
Village Marketing a WPP Agency
"Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."
Vickie Segar
Founder/CEO
Village Marketing a WPP Agency
"Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."
Vickie Segar
Founder/CEO
Village Marketing a WPP Agency
"Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."
Vickie Segar
Founder/CEO
Village Marketing a WPP Agency
Standard payment terms shouldn't strain your relationships.
Offer flexible early payment options through Lumanu to provide vendor liquidity, strengthen partnerships, and unlock potential yield.
Standard payment terms shouldn't strain your relationships.
Offer flexible early payment options through Lumanu to provide vendor liquidity, strengthen partnerships, and unlock potential yield.
Standard payment terms shouldn't strain your relationships.
Offer flexible early payment options through Lumanu to provide vendor liquidity, strengthen partnerships, and unlock potential yield.
Standard payment terms shouldn't strain your relationships.
Offer flexible early payment options through Lumanu to provide vendor liquidity, strengthen partnerships, and unlock potential yield.
Standard payment terms shouldn't strain your relationships.
Offer flexible early payment options through Lumanu to provide vendor liquidity, strengthen partnerships, and unlock potential yield.
FAQS
Take a deeper dive into Lumanu and how it works.
How do vendors access the Instant Pay option?
Once you approve an invoice and if the payment is eligible under your program rules, the vendor will automatically see an option within their Lumanu portal to accept early payment for a small discount.
How do vendors access the Instant Pay option?
Once you approve an invoice and if the payment is eligible under your program rules, the vendor will automatically see an option within their Lumanu portal to accept early payment for a small discount.
How do vendors access the Instant Pay option?
Once you approve an invoice and if the payment is eligible under your program rules, the vendor will automatically see an option within their Lumanu portal to accept early payment for a small discount.
How do vendors access the Instant Pay option?
Once you approve an invoice and if the payment is eligible under your program rules, the vendor will automatically see an option within their Lumanu portal to accept early payment for a small discount.
How do vendors access the Instant Pay option?
Once you approve an invoice and if the payment is eligible under your program rules, the vendor will automatically see an option within their Lumanu portal to accept early payment for a small discount.
How is the early payment discount or client yield determined?
How is the early payment discount or client yield determined?
How is the early payment discount or client yield determined?
How is the early payment discount or client yield determined?
How is the early payment discount or client yield determined?
Can I control which vendors or invoices are eligible?
Can I control which vendors or invoices are eligible?
Can I control which vendors or invoices are eligible?
Can I control which vendors or invoices are eligible?
Can I control which vendors or invoices are eligible?
How does this integrate with Lumanu's standard workflows?
How does this integrate with Lumanu's standard workflows?
How does this integrate with Lumanu's standard workflows?
How does this integrate with Lumanu's standard workflows?
How does this integrate with Lumanu's standard workflows?
How do I qualify for the Lumanu Credit Line?
How do I qualify for the Lumanu Credit Line?
How do I qualify for the Lumanu Credit Line?
How do I qualify for the Lumanu Credit Line?
How do I qualify for the Lumanu Credit Line?
How does Lumanu Instant Pay impact our cash flow and working capital strategy?
How does Lumanu Instant Pay impact our cash flow and working capital strategy?
How does Lumanu Instant Pay impact our cash flow and working capital strategy?
How does Lumanu Instant Pay impact our cash flow and working capital strategy?
How does Lumanu Instant Pay impact our cash flow and working capital strategy?
Platform
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC