You Pay on Your Terms. Vendors Get Paid on Theirs.

Empower your vendors with flexible early cash on approved invoices to boost satisfaction, strengthen partnerships, and unlock financial upside for your business.

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Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."

Justin Vatz profile picture
Justin Vatz

CFO

Obviously, a WPP agency

Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."

Justin Vatz profile picture
Justin Vatz

CFO

Obviously, a WPP agency

Lumanu Instant pay turned our accounts payable into a strategic advantage. We maintain our payment terms, strengthen relationships with external partners, and generate significant return on our treasury funds."

Justin Vatz profile picture
Justin Vatz

CFO

Obviously, a WPP agency

$1.2B+

Payments Made

100K+

Vendors Onboarded

400K+

Invoices Automated

180+

Countries Supported

Why Lumanu?

Instant payments for vendors

Transform Your Vendor Payables from a Cost Center to a Value Driver

Vendor Cash Flow on Demand

Vendors can choose to get paid early on approved invoices. Eliminate up front payments and cash flow bottlenecks without needing contract changes.

Lumanu instant pay for creators
Instant pay can be configured


Full Financial Controls

Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.

Reduce Vendor Friction

Offering an early payment option significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.

Instant pay for creators reduces friction
Lumanu instant pay reporting

Real Time Reporting

View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.

Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."

Vickie Segar profile profile picture
Vickie Segar

Founder/ CEO

Village Marketing, a WPP Agency

Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."

Vickie Segar profile profile picture
Vickie Segar

Founder/ CEO

Village Marketing, a WPP Agency

Introducing Lumanu's early payment option has dramatically improved our relationships with creators and other vendors. Our partners value the financial flexibility, and our team spends far less time negotiating payment terms upfront."

Vickie Segar profile profile picture
Vickie Segar

Founder/ CEO

Village Marketing, a WPP Agency

Modernize influencer payments

Join leading enterprises who pay creators faster, with full compliance and control.

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FAQ

FAQ

Your top questions, answered

Your top questions, answered

How do vendors access the Instant Pay option?

How do vendors access the Instant Pay option?

How is the early payment discount determined?

How is the early payment discount determined?

Can I control which vendors or invoices are eligible?

Can I control which vendors or invoices are eligible?

How does this work with Lumanu's standard workflows?

How does this work with Lumanu's standard workflows?

How does Lumanu Instant Pay impact our cash flow and working capital strategy?

How does Lumanu Instant Pay impact our cash flow and working capital strategy?

How do I qualify for the Lumanu Credit Line?

What happens if a vendor has a question or needs support?

How do I qualify for the Lumanu Credit Line?