You Pay on Your Terms. Vendors Get Paid on Theirs.
Empower your vendors with flexible early cash on approved invoices to boost satisfaction, strengthen partnerships, and unlock financial upside for your business.
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Why Lumanu?
Instant payments for vendors
Transform Your Vendor Payables from a Cost Center to a Value Driver
Vendor Cash Flow on Demand
Vendors can choose to get paid early on approved invoices. Eliminate up front payments and cash flow bottlenecks without needing contract changes.


Full Financial Controls
Define program parameters, set eligibility criteria, and decide which vendors or approved invoices qualify for early payment offers through automated rules.
Reduce Vendor Friction
Offering an early payment option significantly reduces vendor pushback on lengthy payment terms and expedites contract negotiations.


Real Time Reporting
View and export real-time reports of vendor adoption of early payment and yield generated on your working capital.
Modernize influencer payments
Join leading enterprises who pay creators faster, with full compliance and control.
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