Lumanu Referral Program Terms
Lumanu Referral Program Terms
Lumanu Referral Program Terms

Effective date: March 13, 2025
Referral Terms and Conditions
These Referral Terms and Conditions (the “Terms”) are made and entered into by and between you (“You” or “Your”) and Lumanu Inc. (“Lumanu”). By submitting a referral through the Lumanu platform or email, You agree to these Terms.
Contents
1. Referral Mechanics
2. Relationship
3. Marketing
4. Miscellaneous
1. Referral Mechanics
As used herein, the term “Qualified Lead” means any potential Lumanu customer that:
- (i) is not already a current or former Lumanu customer, and
- (ii) has not been in contact with Lumanu in the previous thirty (30) days.
To be eligible for a referral fee (the “Referral Bonus”), You must introduce Lumanu to a Decision-Maker at a Qualified Lead. A “Decision-Maker” is defined as any managerial or board representative of a Qualified Lead (other than You) with the authority to procure Lumanu’s services. Lumanu reserves the right to request documentation demonstrating the Qualified Lead's authority to procure services.
Lumanu retains sole discretion to accept or reject any Qualified Lead for any reason or no reason. If a Qualified Lead introduced by You becomes a paying Lumanu customer within six (6) months of Your introduction, You will be eligible to receive the Referral Bonus as described in communications from Lumanu.
If multiple referral sources (each a “Referral Source”) introduce the same Qualified Lead, Lumanu will pay the Referral Bonus to the Referral Source that Lumanu determines was most instrumental in converting the lead to a customer. Lumanu’s decision will be final and binding.
All Referral Bonuses will be paid via the Lumanu platform. To receive payment, You must provide complete and accurate information in Lumanu, including but not limited to:
- Your contact information
- A valid W-9
- Any other information required for compliance and payment processing.
You represent and warrant that You are not subject to sanctions or restrictions under the laws of the United States or other jurisdictions where Lumanu operates. Lumanu reserves the right to withhold payments that would violate applicable laws.
2. Relationship
You are an independent contractor and have no authority to bind Lumanu in any agreements or commitments. These Terms do not create a partnership, joint venture, principal-agent relationship, or employment relationship between You and Lumanu.
3. Marketing
You may not publicly use Lumanu’s trade names, trademarks, or symbols (the “Lumanu Marks”) without prior written consent. These Terms do not grant You a license to use the Lumanu Marks.
By participating in the referral program, You agree to receive email communications from Lumanu, including updates, promotions, and other relevant information. You may opt out of promotional communications via the emails themselves.
4. Miscellaneous
Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in California for any disputes arising out of these Terms.
Assignment
You may not assign these Terms without Lumanu’s written consent. Lumanu may assign these Terms at its sole discretion.
Conduct
You agree:
Not to make representations or guarantees about Lumanu’s services.
To avoid deceptive, misleading, or unethical practices.
To comply with all applicable laws.
Limitation of Liability
LUMANU SHALL NOT BE LIABLE FOR SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO THESE TERMS. LUMANU’S TOTAL LIABILITY IS LIMITED TO THE GREATER OF (1) $200 OR (2) THE REFERRAL BONUS EARNED BY YOU UNDER THESE TERMS.
Entire Agreement
These Terms constitute the entire agreement between You and Lumanu regarding the referral program. They may only be amended in writing by both parties.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the original intent as closely as possible.
No Waiver
Failure to enforce any provision of these Terms shall not be construed as a waiver of future enforcement.
By participating in Lumanu’s referral program, You acknowledge that You have read, understood, and agree to these Terms.
Effective date: March 13, 2025
Referral Terms and Conditions
These Referral Terms and Conditions (the “Terms”) are made and entered into by and between you (“You” or “Your”) and Lumanu Inc. (“Lumanu”). By submitting a referral through the Lumanu platform or email, You agree to these Terms.
Contents
1. Referral Mechanics
2. Relationship
3. Marketing
4. Miscellaneous
1. Referral Mechanics
As used herein, the term “Qualified Lead” means any potential Lumanu customer that:
- (i) is not already a current or former Lumanu customer, and
- (ii) has not been in contact with Lumanu in the previous thirty (30) days.
To be eligible for a referral fee (the “Referral Bonus”), You must introduce Lumanu to a Decision-Maker at a Qualified Lead. A “Decision-Maker” is defined as any managerial or board representative of a Qualified Lead (other than You) with the authority to procure Lumanu’s services. Lumanu reserves the right to request documentation demonstrating the Qualified Lead's authority to procure services.
Lumanu retains sole discretion to accept or reject any Qualified Lead for any reason or no reason. If a Qualified Lead introduced by You becomes a paying Lumanu customer within six (6) months of Your introduction, You will be eligible to receive the Referral Bonus as described in communications from Lumanu.
If multiple referral sources (each a “Referral Source”) introduce the same Qualified Lead, Lumanu will pay the Referral Bonus to the Referral Source that Lumanu determines was most instrumental in converting the lead to a customer. Lumanu’s decision will be final and binding.
All Referral Bonuses will be paid via the Lumanu platform. To receive payment, You must provide complete and accurate information in Lumanu, including but not limited to:
- Your contact information
- A valid W-9
- Any other information required for compliance and payment processing.
You represent and warrant that You are not subject to sanctions or restrictions under the laws of the United States or other jurisdictions where Lumanu operates. Lumanu reserves the right to withhold payments that would violate applicable laws.
2. Relationship
You are an independent contractor and have no authority to bind Lumanu in any agreements or commitments. These Terms do not create a partnership, joint venture, principal-agent relationship, or employment relationship between You and Lumanu.
3. Marketing
You may not publicly use Lumanu’s trade names, trademarks, or symbols (the “Lumanu Marks”) without prior written consent. These Terms do not grant You a license to use the Lumanu Marks.
By participating in the referral program, You agree to receive email communications from Lumanu, including updates, promotions, and other relevant information. You may opt out of promotional communications via the emails themselves.
4. Miscellaneous
Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in California for any disputes arising out of these Terms.
Assignment
You may not assign these Terms without Lumanu’s written consent. Lumanu may assign these Terms at its sole discretion.
Conduct
You agree:
Not to make representations or guarantees about Lumanu’s services.
To avoid deceptive, misleading, or unethical practices.
To comply with all applicable laws.
Limitation of Liability
LUMANU SHALL NOT BE LIABLE FOR SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO THESE TERMS. LUMANU’S TOTAL LIABILITY IS LIMITED TO THE GREATER OF (1) $200 OR (2) THE REFERRAL BONUS EARNED BY YOU UNDER THESE TERMS.
Entire Agreement
These Terms constitute the entire agreement between You and Lumanu regarding the referral program. They may only be amended in writing by both parties.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the original intent as closely as possible.
No Waiver
Failure to enforce any provision of these Terms shall not be construed as a waiver of future enforcement.
By participating in Lumanu’s referral program, You acknowledge that You have read, understood, and agree to these Terms.
Effective date: March 13, 2025
Referral Terms and Conditions
These Referral Terms and Conditions (the “Terms”) are made and entered into by and between you (“You” or “Your”) and Lumanu Inc. (“Lumanu”). By submitting a referral through the Lumanu platform or email, You agree to these Terms.
Contents
1. Referral Mechanics
2. Relationship
3. Marketing
4. Miscellaneous
1. Referral Mechanics
As used herein, the term “Qualified Lead” means any potential Lumanu customer that:
- (i) is not already a current or former Lumanu customer, and
- (ii) has not been in contact with Lumanu in the previous thirty (30) days.
To be eligible for a referral fee (the “Referral Bonus”), You must introduce Lumanu to a Decision-Maker at a Qualified Lead. A “Decision-Maker” is defined as any managerial or board representative of a Qualified Lead (other than You) with the authority to procure Lumanu’s services. Lumanu reserves the right to request documentation demonstrating the Qualified Lead's authority to procure services.
Lumanu retains sole discretion to accept or reject any Qualified Lead for any reason or no reason. If a Qualified Lead introduced by You becomes a paying Lumanu customer within six (6) months of Your introduction, You will be eligible to receive the Referral Bonus as described in communications from Lumanu.
If multiple referral sources (each a “Referral Source”) introduce the same Qualified Lead, Lumanu will pay the Referral Bonus to the Referral Source that Lumanu determines was most instrumental in converting the lead to a customer. Lumanu’s decision will be final and binding.
All Referral Bonuses will be paid via the Lumanu platform. To receive payment, You must provide complete and accurate information in Lumanu, including but not limited to:
- Your contact information
- A valid W-9
- Any other information required for compliance and payment processing.
You represent and warrant that You are not subject to sanctions or restrictions under the laws of the United States or other jurisdictions where Lumanu operates. Lumanu reserves the right to withhold payments that would violate applicable laws.
2. Relationship
You are an independent contractor and have no authority to bind Lumanu in any agreements or commitments. These Terms do not create a partnership, joint venture, principal-agent relationship, or employment relationship between You and Lumanu.
3. Marketing
You may not publicly use Lumanu’s trade names, trademarks, or symbols (the “Lumanu Marks”) without prior written consent. These Terms do not grant You a license to use the Lumanu Marks.
By participating in the referral program, You agree to receive email communications from Lumanu, including updates, promotions, and other relevant information. You may opt out of promotional communications via the emails themselves.
4. Miscellaneous
Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in California for any disputes arising out of these Terms.
Assignment
You may not assign these Terms without Lumanu’s written consent. Lumanu may assign these Terms at its sole discretion.
Conduct
You agree:
Not to make representations or guarantees about Lumanu’s services.
To avoid deceptive, misleading, or unethical practices.
To comply with all applicable laws.
Limitation of Liability
LUMANU SHALL NOT BE LIABLE FOR SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO THESE TERMS. LUMANU’S TOTAL LIABILITY IS LIMITED TO THE GREATER OF (1) $200 OR (2) THE REFERRAL BONUS EARNED BY YOU UNDER THESE TERMS.
Entire Agreement
These Terms constitute the entire agreement between You and Lumanu regarding the referral program. They may only be amended in writing by both parties.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the original intent as closely as possible.
No Waiver
Failure to enforce any provision of these Terms shall not be construed as a waiver of future enforcement.
By participating in Lumanu’s referral program, You acknowledge that You have read, understood, and agree to these Terms.
Effective date: March 13, 2025
Referral Terms and Conditions
These Referral Terms and Conditions (the “Terms”) are made and entered into by and between you (“You” or “Your”) and Lumanu Inc. (“Lumanu”). By submitting a referral through the Lumanu platform or email, You agree to these Terms.
Contents
1. Referral Mechanics
2. Relationship
3. Marketing
4. Miscellaneous
1. Referral Mechanics
As used herein, the term “Qualified Lead” means any potential Lumanu customer that:
- (i) is not already a current or former Lumanu customer, and
- (ii) has not been in contact with Lumanu in the previous thirty (30) days.
To be eligible for a referral fee (the “Referral Bonus”), You must introduce Lumanu to a Decision-Maker at a Qualified Lead. A “Decision-Maker” is defined as any managerial or board representative of a Qualified Lead (other than You) with the authority to procure Lumanu’s services. Lumanu reserves the right to request documentation demonstrating the Qualified Lead's authority to procure services.
Lumanu retains sole discretion to accept or reject any Qualified Lead for any reason or no reason. If a Qualified Lead introduced by You becomes a paying Lumanu customer within six (6) months of Your introduction, You will be eligible to receive the Referral Bonus as described in communications from Lumanu.
If multiple referral sources (each a “Referral Source”) introduce the same Qualified Lead, Lumanu will pay the Referral Bonus to the Referral Source that Lumanu determines was most instrumental in converting the lead to a customer. Lumanu’s decision will be final and binding.
All Referral Bonuses will be paid via the Lumanu platform. To receive payment, You must provide complete and accurate information in Lumanu, including but not limited to:
- Your contact information
- A valid W-9
- Any other information required for compliance and payment processing.
You represent and warrant that You are not subject to sanctions or restrictions under the laws of the United States or other jurisdictions where Lumanu operates. Lumanu reserves the right to withhold payments that would violate applicable laws.
2. Relationship
You are an independent contractor and have no authority to bind Lumanu in any agreements or commitments. These Terms do not create a partnership, joint venture, principal-agent relationship, or employment relationship between You and Lumanu.
3. Marketing
You may not publicly use Lumanu’s trade names, trademarks, or symbols (the “Lumanu Marks”) without prior written consent. These Terms do not grant You a license to use the Lumanu Marks.
By participating in the referral program, You agree to receive email communications from Lumanu, including updates, promotions, and other relevant information. You may opt out of promotional communications via the emails themselves.
4. Miscellaneous
Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in California for any disputes arising out of these Terms.
Assignment
You may not assign these Terms without Lumanu’s written consent. Lumanu may assign these Terms at its sole discretion.
Conduct
You agree:
Not to make representations or guarantees about Lumanu’s services.
To avoid deceptive, misleading, or unethical practices.
To comply with all applicable laws.
Limitation of Liability
LUMANU SHALL NOT BE LIABLE FOR SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO THESE TERMS. LUMANU’S TOTAL LIABILITY IS LIMITED TO THE GREATER OF (1) $200 OR (2) THE REFERRAL BONUS EARNED BY YOU UNDER THESE TERMS.
Entire Agreement
These Terms constitute the entire agreement between You and Lumanu regarding the referral program. They may only be amended in writing by both parties.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the original intent as closely as possible.
No Waiver
Failure to enforce any provision of these Terms shall not be construed as a waiver of future enforcement.
By participating in Lumanu’s referral program, You acknowledge that You have read, understood, and agree to these Terms.
Effective date: March 13, 2025
Referral Terms and Conditions
These Referral Terms and Conditions (the “Terms”) are made and entered into by and between you (“You” or “Your”) and Lumanu Inc. (“Lumanu”). By submitting a referral through the Lumanu platform or email, You agree to these Terms.
Contents
1. Referral Mechanics
2. Relationship
3. Marketing
4. Miscellaneous
1. Referral Mechanics
As used herein, the term “Qualified Lead” means any potential Lumanu customer that:
- (i) is not already a current or former Lumanu customer, and
- (ii) has not been in contact with Lumanu in the previous thirty (30) days.
To be eligible for a referral fee (the “Referral Bonus”), You must introduce Lumanu to a Decision-Maker at a Qualified Lead. A “Decision-Maker” is defined as any managerial or board representative of a Qualified Lead (other than You) with the authority to procure Lumanu’s services. Lumanu reserves the right to request documentation demonstrating the Qualified Lead's authority to procure services.
Lumanu retains sole discretion to accept or reject any Qualified Lead for any reason or no reason. If a Qualified Lead introduced by You becomes a paying Lumanu customer within six (6) months of Your introduction, You will be eligible to receive the Referral Bonus as described in communications from Lumanu.
If multiple referral sources (each a “Referral Source”) introduce the same Qualified Lead, Lumanu will pay the Referral Bonus to the Referral Source that Lumanu determines was most instrumental in converting the lead to a customer. Lumanu’s decision will be final and binding.
All Referral Bonuses will be paid via the Lumanu platform. To receive payment, You must provide complete and accurate information in Lumanu, including but not limited to:
- Your contact information
- A valid W-9
- Any other information required for compliance and payment processing.
You represent and warrant that You are not subject to sanctions or restrictions under the laws of the United States or other jurisdictions where Lumanu operates. Lumanu reserves the right to withhold payments that would violate applicable laws.
2. Relationship
You are an independent contractor and have no authority to bind Lumanu in any agreements or commitments. These Terms do not create a partnership, joint venture, principal-agent relationship, or employment relationship between You and Lumanu.
3. Marketing
You may not publicly use Lumanu’s trade names, trademarks, or symbols (the “Lumanu Marks”) without prior written consent. These Terms do not grant You a license to use the Lumanu Marks.
By participating in the referral program, You agree to receive email communications from Lumanu, including updates, promotions, and other relevant information. You may opt out of promotional communications via the emails themselves.
4. Miscellaneous
Governing Law and Venue
These Terms are governed by the laws of the State of California, without regard to its conflict of laws principles. You consent to the exclusive jurisdiction and venue of the state and federal courts located in California for any disputes arising out of these Terms.
Assignment
You may not assign these Terms without Lumanu’s written consent. Lumanu may assign these Terms at its sole discretion.
Conduct
You agree:
Not to make representations or guarantees about Lumanu’s services.
To avoid deceptive, misleading, or unethical practices.
To comply with all applicable laws.
Limitation of Liability
LUMANU SHALL NOT BE LIABLE FOR SPECIAL, INDIRECT, INCIDENTAL, CONSEQUENTIAL, OR SIMILAR DAMAGES, INCLUDING LOST PROFITS, ARISING OUT OF OR RELATING TO THESE TERMS. LUMANU’S TOTAL LIABILITY IS LIMITED TO THE GREATER OF (1) $200 OR (2) THE REFERRAL BONUS EARNED BY YOU UNDER THESE TERMS.
Entire Agreement
These Terms constitute the entire agreement between You and Lumanu regarding the referral program. They may only be amended in writing by both parties.
Severability
If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in effect. The invalid provision will be replaced with a valid provision that reflects the original intent as closely as possible.
No Waiver
Failure to enforce any provision of these Terms shall not be construed as a waiver of future enforcement.
By participating in Lumanu’s referral program, You acknowledge that You have read, understood, and agree to these Terms.
© 2024 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank. Lumanu accounts are provided by i3 Bank, Member FDIC.
© 2024 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank. Lumanu accounts are provided by i3 Bank, Member FDIC.
© 2024 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank. Lumanu accounts are provided by i3 Bank, Member FDIC.
© 2024 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank. Lumanu accounts are provided by i3 Bank, Member FDIC.
© 2024 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank. Lumanu accounts are provided by i3 Bank, Member FDIC.