Get paid faster and easier with the lowest fees in the industry.

Fast

Create a professional invoice in seconds.

Secure

Protect sensitive bank and personal information.

easy

Easy for you and your
brand partners.

Low Fees

Never pay more than $10 in payment fees.

Custom-built for creators.

Lumanu is easy for you with the lowest fees and no monthly cost. Best of all, your brand partners don't have to change their process and can pay however they want.

Say goodbye to:

Not knowing when you're going to get paid.

Manually creating and tracking invoices.

Sending payment reminders to your brand partners.

Risking your security by sharing personal or banking info.

Manually tracking earnings and who owes you money.

Paying unexpected or extravagant transaction fees.

Getting locked out of your PayPal account.

Lumanu is easy for you and your brand partners.

How it works for you

How it works for your brand partner:

How Lumanu Compares

Lumanu is more than just a payment solution. We help you run your creator business more efficiently, so you can focus on doing what you love.

  • Convenience Fees
  • Instant Transfer Fees
  • Standard Transfer Time
  • Vendor Approval Processes and Tax Paperwork
  • Payment Reminders sent to your brand partner
  • Potential for Frozen Accounts
  • Processing Limits
  • Other benefits for creators
  • 2% and never more than $10
  • Free
  • 1 day
  • Handled by Lumanu
  • Handled by Lumanu
  • Never
  • None
  • Business insights, easy collaborations, personal support
  • Paypal

  • 2.9% uncapped plus $0.30
  • Additional 1% fee
  • 2-5 business days
  • Creator responsibility
  • Creator responsibility
  • Possible to lose access for certain policy variations
  • $10,000 per transaction
  • None
  • Paper Check

  • N/A
  • N/A
  • Weeks in the mail, then 2-5 days to clear
  • Creator responsibility
  • Creator responsibility
  • N/A
  • N/A
  • N/A
  •  
  • Convenience Fees
  • Instant Transfer Fees
  • Micro-payment fee
  • Standard Transfer Time
  • Vendor Approval Processes and Tax Paperwork
  • Payment Reminders sent to your brand partner
  • Potential for Frozen Accounts
  • Processing Limits
  • Other Creator-First Features
  • 2% or never more than $10
  • No fees, Lumanu deposits directly into your account
  • 2%
  • 1 day
  • Handled by Lumanu
  • Handled by Lumanu
  • Never
  • None
  • Insights, Monitoring, Collaboration, Tracking
  • Paypal

  • 2.9% uncapped plus $0.30
  • Additional 1% fee for instant transfer
  • 5%
  • 1-5 business days
  • Paypal handles tax paperwork only
  • Creator responsibility
  • Possible to lose access for certain policy variations
  • $10,000 per transaction , $60,000 in one day
  • NNone
  • Paper Check

  • None
  • None
  • None
  • Potentially weeks in the mail then 2-5 days to clear
  • Creator responsibility
  • Creator responsibility
  • N/A
  • N/A
  • N/A

Frequently Asked Questions

Does my brand partner need to create a Lumanu account to be able to pay me?

No! As soon as you send a request for payment, your brand partner will receive the request via the email address provided, just like any other invoice. The brand will then be able to pay the invoice to Lumanu.

What are “Vendor Sign Up” or “Vendor Onboarding” processes, and how can Lumanu help?

“Vendor Sign Up Processes” is a required registration process creators undergo with a brand partner to get approved as a “Vendor” in order to get paid. Not all brands require vendor approvals, but if they do, it can be a confusing and tedious process for creators. If you are struggling or have questions with any vendor sign up processes, contact us to explore ways we can help at creators@lumanu.com.


Do I need to connect my social accounts to use Lumanu?

You do not need to connect your social accounts to use Lumanu. You can use Lumanu with simply an email address, password, and bank account. If you want to take advantage of other features Lumanu provides creators, you may opt to connect your social accounts under your Settings

I am a manager or assistant to a creator. Can I use Lumanu on behalf of a creator?

Yes, managers and assistants can log in and send payment requests on behalf of the creator. All of the same perks of using Lumanu Pay apply for approved team members.

How does Lumanu help me get paid sooner?

Lumanu helps streamline payments by handling the vendor signup process, managing invoicing and follow-ups, and automating the ACH process with same-day or one-day processing. You’ll receive money in your bank account as soon as your brand partner sends funds. 

Lumanu has pre-established relationships with leading influencer agencies and brands, so we are often able to accelerate payment terms, meaning we’re not holding your money in a “balance.” Instead, we’re immediately depositing your money into your bank account!


How is my personal banking information kept secure?

Lumanu is integrated with Plaid by Visa to ensure that all of your personal and payment information is fully encrypted and that no one (including Lumanu) has access to your bank account or routing number. 

Lumanu does not collect, store, share, or sell data under any circumstances.


View Full FAQ

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