Global Creator Payouts Made Easy

Lumanu acts as your single vendor with consolidated invoicing, built-in compliance, and real-time visibility for Finance. Easier for your teams to pay anyone, anywhere.

Creator receiving $5000 from Lumanu

Receive now: $5,000.00

Lumanu creator dashboard
creator receiving $1000 from Lumanu

Receive now: $1,000.00

Loved by

teams at

features

Send payments in your currency,
Creators get paid in theirs

Streamline global influencer payments while reducing costs and complexity.

Pay anyone, anywhere

Fast, borderless payouts

Fund your account in 40+ currencies and pay anyone in 132 currencies. Lumanu global capabilities include local rails in major markets.

See Lumanu's currency and country coverage here

ACH, SEPA, SWIFT, FAST coverage for global reach

Vendors receive funds in 1–2 days, or instantly with Instant Pay

Mid-market FX with no hidden fees

Lumanu pays international creators
import view for payments into lumanu

Scale payments without scaling admin

Bulk import & automation

Scale payments without scaling admin work.

Upload payout data via CSV or integrate with spreadsheets, CRMs, or marketing tools

Automate high-volume vendor payments

Eliminate manual entry and reduce costly errors

Built for enterprise compliance

Finance-approved controls

Enterprise-ready compliance built in.

Multi-step approval workflows customized to your policies

Granular roles and permissions for every user

Enforce “No PO, No Pay” and other critical finance rules

team level permissions and controls for Lumanu
Visibility of payment status in lumanu

Real-time visibility

Transparency for all

Clarity for your team and every vendor you pay.

Real-time statuses and notifications: pending, approved, processing, paid

Vendors self-serve payment tracking reduces emails and support tickets

Complete audit trails for compliance and visibility

$1.5B+

Payments Made

400K+

Vendors Onboarded

900K+

Invoices Automated

132

Currencies Supported

One platform for all your vendor payments

Lumanu acts as your single master vendor. Fund Lumanu in your currency, and we handle the rest: fast, compliant payouts to 180+ countries with full visibility for you and your partners.

Your bank account

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Your bank account

💵

Your bank account

💵

Global Coverage

Pay anyone, anywhere. They choose how the money lands.

COUNTRIES AND TERRITORIES
AfghanistanSWIFT
Aland IslandsLocal
AlbaniaLocal
AlgeriaSWIFT
American SamoaLocal
AndorraLocal
AngolaSWIFT
AnguillaSWIFT
Antigua & BarbudaSWIFT
ArgentinaSWIFT
ArmeniaSWIFT
ArubaSWIFT
AustraliaLocal
AustriaLocal
AzerbaijanSWIFT
BahamasSWIFT
BahrainSWIFT
BangladeshSWIFT
BarbadosSWIFT
BelgiumLocal
BelizeSWIFT
BeninSWIFT
BermudaSWIFT
BhutanSWIFT
BoliviaSWIFT
BonaireSWIFT
Bosnia and HerzegovinaLocal
BotswanaSWIFT
BrazilLocal
British Virgin IslandsSWIFT
Brunei DarussalamSWIFT
BulgariaLocal
Burkina FasoSWIFT
BurundiSWIFT
CambodiaSWIFT
CameroonSWIFT
CanadaLocal
Cape VerdeSWIFT
Cayman IslandsSWIFT
Central African RepublicSWIFT
ChadSWIFT
ChileSWIFT
ChinaSWIFT
Christmas IslandSWIFT
Cocos (Keeling) IslandsSWIFT
ColombiaSWIFT
ComorosSWIFT
CongoSWIFT
Cook IslandsSWIFT
Costa RicaSWIFT
Cote d'IvoireSWIFT
CroatiaLocal
CuracaoSWIFT
CyprusLocal
Czech RepublicLocal
Democratic Republic CongoSWIFT
DenmarkLocal
DjiboutiSWIFT
DominicaSWIFT
Dominican RepublicSWIFT
EcuadorSWIFT
EgyptSWIFT
El SalvadorSWIFT
Equatorial GuineaSWIFT
EritreaSWIFT
EstoniaLocal
EthiopiaSWIFT
Faroe IslandsLocal
FijiSWIFT
FinlandLocal
FranceLocal
French GuianaLocal
French PolynesiaLocal
French Southern TerritoriesLocal
GabonSWIFT
GambiaSWIFT
GeorgiaSWIFT
GermanyLocal
GhanaSWIFT
GibraltarLocal
GreeceLocal
GreenlandLocal
GrenadaSWIFT
GuadeloupeLocal
GuamLocal
GuatemalaSWIFT
GuernseyLocal
GuineaSWIFT
Guinea-BissauSWIFT
GuyanaSWIFT
HaitiSWIFT
HondurasSWIFT
Hong KongLocal
HungaryLocal
IcelandLocal
IndiaLocal
IndonesiaLocal
IraqSWIFT
IrelandLocal
Isle of ManLocal
IsraelSWIFT
ItalyLocal
JamaicaSWIFT
JapanLocal
JerseyLocal
JordanSWIFT
KazakhstanSWIFT
KenyaSWIFT
KiribatiSWIFT
KosovoLocal
KuwaitSWIFT
KyrgyzstanSWIFT
LaosSWIFT
LatviaLocal
LebanonSWIFT
LesothoSWIFT
LiberiaSWIFT
LiechtensteinLocal
LithuaniaLocal
LuxembourgLocal
MacauSWIFT
MadagascarSWIFT
MalawiSWIFT
MalaysiaSWIFT
MaldivesSWIFT
MaliSWIFT
MaltaLocal
Marshall IslandsSWIFT
MartiniqueLocal
MauritaniaSWIFT
MauritiusSWIFT
MayotteLocal
MexicoLocal
MicronesiaSWIFT
MoldovaSWIFT
MonacoLocal
MongoliaSWIFT
MontenegroLocal
MontserratSWIFT
MoroccoSWIFT
MozambiqueSWIFT
MyanmarSWIFT
NamibiaSWIFT
NauruSWIFT
NepalSWIFT
NetherlandsLocal
New CaledoniaLocal
New ZealandSWIFT
NicaraguaSWIFT
NigerSWIFT
NigeriaLocal
NiueSWIFT
Norfolk IslandSWIFT
North MacedoniaSWIFT
Northern Mariana IslandsLocal
NorwayLocal
OmanSWIFT
PakistanLocal
PalauSWIFT
PanamaSWIFT
Papua New GuineaSWIFT
ParaguaySWIFT
PeruSWIFT
PhilippinesLocal
PitcairnSWIFT
PolandLocal
PortugalLocal
Puerto RicoLocal
QatarSWIFT
ReunionLocal
RomaniaLocal
RwandaSWIFT
SabaSWIFT
Saint BarthelemyLocal
Saint HelenaSWIFT
Saint MartinLocal
Saint Pierre and MiquelonLocal
SamoaSWIFT
San MarinoLocal
Sao Tome and PrincipeSWIFT
Saudi ArabiaSWIFT
SenegalSWIFT
SerbiaLocal
SeychellesSWIFT
Sierra LeoneSWIFT
SingaporeLocal
Sint EustatiusSWIFT
Sint MaartenSWIFT
SlovakiaLocal
SloveniaLocal
Solomon IslandsSWIFT
SomaliaSWIFT
South AfricaSWIFT
South KoreaLocal
SpainLocal
Sri LankaSWIFT
St. Kitts-NevisSWIFT
St. LuciaSWIFT
St. Vincent & GrenadinesSWIFT
SurinameSWIFT
Svalbard and Jan MayenLocal
SwedenLocal
SwitzerlandLocal
TaiwanSWIFT
TajikistanSWIFT
TanzaniaSWIFT
ThailandSWIFT
Timor-LesteSWIFT
TogoSWIFT
TokelauSWIFT
TongaSWIFT
Trinidad and TobagoSWIFT
TunisiaSWIFT
TurkeyLocal
TurkmenistanSWIFT
Turks & Caicos IslandsSWIFT
TuvaluSWIFT
US Minor Outlying IslandsSWIFT
US Virgin IslandsLocal
UgandaSWIFT
UkraineSWIFT
United Arab EmiratesSWIFT
United KingdomLocal
United StatesLocal
UruguaySWIFT
UzbekistanSWIFT
VanuatuSWIFT
Vatican CityLocal
VietnamSWIFT
Wallis and FutunaLocal
Western SaharaSWIFT
YemenSWIFT
ZambiaSWIFT
ZimbabweSWIFT

Lumanu is your advantage

For enterprises, modern brands, and agencies, creator payments aren’t just a task for finance. They’re your strategic partners and growth opportunity.

⚖️

Automated tax compliance

Lumanu takes on W8/W9 collection and 1099 filings.

🌍

Global checks built-in

KYC/KYB, OFAC, AML, and sanctions lists covered.

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Approval workflows

Configure multi-step reviews by role, spend, or department.

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Audit-ready records

Exportable reports for Finance and compliance teams.

  • Scaling vendor payments for all our marketing programs used to be an operational nightmare of spreadsheets and wires. With Lumanu, everything runs through one platform, saving significant time and reducing errors.”

    Danielle Ito

    Influencer Marketing Manager

    Notion

  • Our global vendor partners consistently praise the switch to Lumanu. They get paid faster, in their local currency, without surprise fees. It’s made us a much more attractive client to work with.”

    Kevin White profile picture
    Vickie Segar

    CEO & Founder

    Village Marketing, a WPP agency

  • Scaling vendor payments for all our marketing programs used to be an operational nightmare of spreadsheets and wires. With Lumanu, everything runs through one platform, saving significant time and reducing errors.”

    Danielle Ito

    Influencer Marketing Manager

    Notion

  • Kevin White profile picture
    Kevin White

    CFO

    Acceleration Partners

  • Scaling vendor payments for all our marketing programs used to be an operational nightmare of spreadsheets and wires. With Lumanu, everything runs through one platform, saving significant time and reducing errors.”

    Danielle Ito

    Influencer Marketing Manager

    Notion

  • Our global vendor partners consistently praise the switch to Lumanu. They get paid faster, in their local currency, without surprise fees. It’s made us a much more attractive client to work with.”

    Kevin White profile picture
    Kevin White

    CFO

    Acceleration Partners

FAQ

FAQ

Your top questions, answered

Your top questions, answered

Which countries and currencies are supported?

Lumanu supports funding in 30 currencies including USD, GBP, EUR, CAD, AUD, HKD, AED. Creators can withdraw in 132 currencies and 180+ countries. Lumanu sends payments via local to local rails when possible and minimizes FX complexity and fees for your recipients.

How quickly do vendors get paid?

Once you approve and release funds in Lumanu, payments via local bank networks typically take 1-2 days. We also offer features like Instant Pay for vendors needing immediate access.

Do vendors pay fees for International payments?

No. Lumanu is free for your vendors to sign up and get paid via local rails. Vendors can receive funds in the currency you send and allow their bank to convert or choose to have Lumanu convert. Lumanu will show conversion rate at time of payment. Instant Payouts via VISA Direct are available for a small fee.

How does Lumanu handle currency conversion and FX fees?

Lumanu uses mid-market exchange rates with no hidden markups, and pays vendors via local rails (ACH, SEPA, SWIFT, FAST) rather than costly international wires. Lumanu shows vendors the conversion rate at time of payment which are typically far cheaper than traditional bank transfers or PayPal for cross-border payouts.

Can we track payments in real time?

The Lumanu platform provides real-time visibility into payment statuses (e.g., Pending Approval, Processing, Paid) for both your team and your vendors.

Which countries and currencies are supported?

Lumanu supports funding in 30 currencies including USD, GBP, EUR, CAD, AUD, HKD, AED. Creators can withdraw in 132 currencies and 180+ countries. Lumanu sends payments via local to local rails when possible and minimizes FX complexity and fees for your recipients.

How quickly do vendors get paid?

Once you approve and release funds in Lumanu, payments via local bank networks typically take 1-2 days. We also offer features like Instant Pay for vendors needing immediate access.

Do vendors pay fees for International payments?

No. Lumanu is free for your vendors to sign up and get paid via local rails. Vendors can receive funds in the currency you send and allow their bank to convert or choose to have Lumanu convert. Lumanu will show conversion rate at time of payment. Instant Payouts via VISA Direct are available for a small fee.

How does Lumanu handle currency conversion and FX fees?

Lumanu uses mid-market exchange rates with no hidden markups, and pays vendors via local rails (ACH, SEPA, SWIFT, FAST) rather than costly international wires. Lumanu shows vendors the conversion rate at time of payment which are typically far cheaper than traditional bank transfers or PayPal for cross-border payouts.

Can we track payments in real time?

The Lumanu platform provides real-time visibility into payment statuses (e.g., Pending Approval, Processing, Paid) for both your team and your vendors.

Modernize your global payments

Stop juggling wires, delays, and compliance risks. Lumanu makes paying anyone, anywhere, stress-free.