LUMANU API
Embed Powerful Payment Workflows With Built-In Compliance.
Leverage our robust API to automate payments within a tested framework of vendor management, financial controls, compliance logic, and multi-currency capabilities.
LUMANU API
Embed Powerful Payment Workflows With Built-In Compliance.
Leverage our robust API to automate payments within a tested framework of vendor management, financial controls, compliance logic, and multi-currency capabilities.
LUMANU API
Embed Powerful Payment Workflows With Built-In Compliance.
Leverage our robust API to automate payments within a tested framework of vendor management, financial controls, compliance logic, and multi-currency capabilities.
LUMANU API
Embed Powerful Payment Workflows With Built-In Compliance.
Leverage our robust API to automate payments within a tested framework of vendor management, financial controls, compliance logic, and multi-currency capabilities.
LUMANU API
Embed Powerful Payment Workflows With Built-In Compliance.
Leverage our robust API to automate payments within a tested framework of vendor management, financial controls, compliance logic, and multi-currency capabilities.
"Unlike other payment APIs, Lumanu's platform handled the underlying financial logic our clients required: vendor onboarding, local-to-local payments, tax compliance, approvals, and funding-to-disbursement workflows. Integrating with Lumanu felt less like building from scratch and more like plugging into a complete, expertly built system."
Anders Bill
Chief Product Officer
Superfiliate
"Unlike other payment APIs, Lumanu's platform handled the underlying financial logic our clients required: vendor onboarding, local-to-local payments, tax compliance, approvals, and funding-to-disbursement workflows. Integrating with Lumanu felt less like building from scratch and more like plugging into a complete, expertly built system."
Anders Bill
Chief Product Officer
Superfiliate
"Unlike other payment APIs, Lumanu's platform handled the underlying financial logic our clients required: vendor onboarding, local-to-local payments, tax compliance, approvals, and funding-to-disbursement workflows. Integrating with Lumanu felt less like building from scratch and more like plugging into a complete, expertly built system."
Anders Bill
Chief Product Officer
Superfiliate
"Unlike other payment APIs, Lumanu's platform handled the underlying financial logic our clients required: vendor onboarding, local-to-local payments, tax compliance, approvals, and funding-to-disbursement workflows. Integrating with Lumanu felt less like building from scratch and more like plugging into a complete, expertly built system."
Anders Bill
Chief Product Officer
Superfiliate
"Unlike other payment APIs, Lumanu's platform handled the underlying financial logic our clients required: vendor onboarding, local-to-local payments, tax compliance, approvals, and funding-to-disbursement workflows. Integrating with Lumanu felt less like building from scratch and more like plugging into a complete, expertly built system."
Anders Bill
Chief Product Officer
Superfiliate
API to power your global vendor payments
An End-to-End API Built on Real-World Payment & Compliance Expertise
Programmatic Funding & Payouts
Manage the entire procure-to-pay lifecycle via API, from estimates and POs to approvals and payments. Generate & store paperwork to meet all compliance requirements.
Multi-Currency & Wallet Management
Programmatically manage dedicated workspaces and wallets capable of holding funds and processing local-to-local payments in multiple currencies.
Compliance & Vendor Management
Leverage Lumanu's Master Vendor network. Invite vendors via API; Lumanu automatically handles all compliance checks: Business ID verification, Tax ID validation, OFAC, KYC/KYB, AML, PEP screening, and more.
Support for Diverse Money Flows
Adapt Lumanu to your business model, whether your platform holds funds (Platform-Mediated) or facilitates direct client funding (Direct Client Flow).
Secure Authentication & Event Webhooks
Integrate securely using OAuth 2.0. Utilize webhooks for real-time status updates on payments, vendor onboarding, and other critical events.
API to power your global vendor payments
An End-to-End API Built on Real-World Payment & Compliance Expertise
Programmatic Funding & Payouts
Manage the entire procure-to-pay lifecycle via API, from estimates and POs to approvals and payments. Generate & store paperwork to meet all compliance requirements.
Multi-Currency & Wallet Management
Programmatically manage dedicated workspaces and wallets capable of holding funds and processing local-to-local payments in multiple currencies.
Compliance & Vendor Management
Leverage Lumanu's Master Vendor network. Invite vendors via API; Lumanu automatically handles all compliance checks: Business ID verification, Tax ID validation, OFAC, KYC/KYB, AML, PEP screening, and more.
Support for Diverse Money Flows
Adapt Lumanu to your business model, whether your platform holds funds (Platform-Mediated) or facilitates direct client funding (Direct Client Flow).
Secure Authentication & Event Webhooks
Integrate securely using OAuth 2.0. Utilize webhooks for real-time status updates on payments, vendor onboarding, and other critical events.
API to power your global vendor payments
An End-to-End API Built on Real-World Payment & Compliance Expertise
Programmatic Funding & Payouts
Manage the entire procure-to-pay lifecycle via API, from estimates and POs to approvals and payments. Generate & store paperwork to meet all compliance requirements.
Multi-Currency & Wallet Management
Programmatically manage dedicated workspaces and wallets capable of holding funds and processing local-to-local payments in multiple currencies.
Compliance & Vendor Management
Leverage Lumanu's Master Vendor network. Invite vendors via API; Lumanu automatically handles all compliance checks: Business ID verification, Tax ID validation, OFAC, KYC/KYB, AML, PEP screening, and more.
Support for Diverse Money Flows
Adapt Lumanu to your business model, whether your platform holds funds (Platform-Mediated) or facilitates direct client funding (Direct Client Flow).
Secure Authentication & Event Webhooks
Integrate securely using OAuth 2.0. Utilize webhooks for real-time status updates on payments, vendor onboarding, and other critical events.
API to power your global vendor payments
An End-to-End API Built on Real-World Payment & Compliance Expertise
Programmatic Funding & Payouts
Manage the entire procure-to-pay lifecycle via API, from estimates and POs to approvals and payments. Generate & store paperwork to meet all compliance requirements.
Multi-Currency & Wallet Management
Programmatically manage dedicated workspaces and wallets capable of holding funds and processing local-to-local payments in multiple currencies.
Compliance & Vendor Management
Leverage Lumanu's Master Vendor network. Invite vendors via API; Lumanu automatically handles all compliance checks: Business ID verification, Tax ID validation, OFAC, KYC/KYB, AML, PEP screening, and more.
Support for Diverse Money Flows
Adapt Lumanu to your business model, whether your platform holds funds (Platform-Mediated) or facilitates direct client funding (Direct Client Flow).
Secure Authentication & Event Webhooks
Integrate securely using OAuth 2.0. Utilize webhooks for real-time status updates on payments, vendor onboarding, and other critical events.
API to power your global vendor payments
An End-to-End API Built on Real-World Payment & Compliance Expertise
Programmatic Funding & Payouts
Manage the entire procure-to-pay lifecycle via API, from estimates and POs to approvals and payments. Generate & store paperwork to meet all compliance requirements.
Multi-Currency & Wallet Management
Programmatically manage dedicated workspaces and wallets capable of holding funds and processing local-to-local payments in multiple currencies.
Compliance & Vendor Management
Leverage Lumanu's Master Vendor network. Invite vendors via API; Lumanu automatically handles all compliance checks: Business ID verification, Tax ID validation, OFAC, KYC/KYB, AML, PEP screening, and more.
Support for Diverse Money Flows
Adapt Lumanu to your business model, whether your platform holds funds (Platform-Mediated) or facilitates direct client funding (Direct Client Flow).
Secure Authentication & Event Webhooks
Integrate securely using OAuth 2.0. Utilize webhooks for real-time status updates on payments, vendor onboarding, and other critical events.
Don’t have engineering resources? Lumanu Supports Hundreds of Out-of-the-Box Integrations!
Here are just some of the apps we integrate with:
Stop building complex payments logic from scratch.
Leverage Lumanu's complete payments API to embed compliant, global payment capabilities and accelerate your roadmap.
Stop building complex payments logic from scratch.
Leverage Lumanu's complete payments API to embed compliant, global payment capabilities and accelerate your roadmap.
Stop building complex payments logic from scratch.
Leverage Lumanu's complete payments API to embed compliant, global payment capabilities and accelerate your roadmap.
Stop building complex payments logic from scratch.
Leverage Lumanu's complete payments API to embed compliant, global payment capabilities and accelerate your roadmap.
Stop building complex payments logic from scratch.
Leverage Lumanu's complete payments API to embed compliant, global payment capabilities and accelerate your roadmap.
FAQS
Take a deeper dive into Lumanu and how it works.
How does Lumanu's API differ from payment APIs like Stripe Connect or PayPal Payouts?
Lumanu provides more than just payouts. Our API embeds comprehensive workflows including payable statuses (draft, approved), funding management, automated compliance checks, and multi-currency wallets for true local-to-local payments. We offer an opinionated platform based on financial best practices, not just endpoints.
How does Lumanu's API differ from payment APIs like Stripe Connect or PayPal Payouts?
Lumanu provides more than just payouts. Our API embeds comprehensive workflows including payable statuses (draft, approved), funding management, automated compliance checks, and multi-currency wallets for true local-to-local payments. We offer an opinionated platform based on financial best practices, not just endpoints.
How does Lumanu's API differ from payment APIs like Stripe Connect or PayPal Payouts?
Lumanu provides more than just payouts. Our API embeds comprehensive workflows including payable statuses (draft, approved), funding management, automated compliance checks, and multi-currency wallets for true local-to-local payments. We offer an opinionated platform based on financial best practices, not just endpoints.
How does Lumanu's API differ from payment APIs like Stripe Connect or PayPal Payouts?
Lumanu provides more than just payouts. Our API embeds comprehensive workflows including payable statuses (draft, approved), funding management, automated compliance checks, and multi-currency wallets for true local-to-local payments. We offer an opinionated platform based on financial best practices, not just endpoints.
How does Lumanu's API differ from payment APIs like Stripe Connect or PayPal Payouts?
Lumanu provides more than just payouts. Our API embeds comprehensive workflows including payable statuses (draft, approved), funding management, automated compliance checks, and multi-currency wallets for true local-to-local payments. We offer an opinionated platform based on financial best practices, not just endpoints.
Does the API support approval workflows and other financial controls, or do we need to build those?
Does the API support approval workflows and other financial controls, or do we need to build those?
Does the API support approval workflows and other financial controls, or do we need to build those?
Does the API support approval workflows and other financial controls, or do we need to build those?
Does the API support approval workflows and other financial controls, or do we need to build those?
Can we hold funds in multiple currencies via the API?
Can we hold funds in multiple currencies via the API?
Can we hold funds in multiple currencies via the API?
Can we hold funds in multiple currencies via the API?
Can we hold funds in multiple currencies via the API?
What technical resources and support are available for integration?
What technical resources and support are available for integration?
What technical resources and support are available for integration?
What technical resources and support are available for integration?
What technical resources and support are available for integration?
How does the API handle compliance aspects like tax form collection or watchlist screening?
How does the API handle compliance aspects like tax form collection or watchlist screening?
How does the API handle compliance aspects like tax form collection or watchlist screening?
How does the API handle compliance aspects like tax form collection or watchlist screening?
How does the API handle compliance aspects like tax form collection or watchlist screening?
What are the different integration models supported (e.g., if our platform holds funds vs. our clients)?
What are the different integration models supported (e.g., if our platform holds funds vs. our clients)?
What are the different integration models supported (e.g., if our platform holds funds vs. our clients)?
What are the different integration models supported (e.g., if our platform holds funds vs. our clients)?
What are the different integration models supported (e.g., if our platform holds funds vs. our clients)?
Platform
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC
Platform
Vendor Experience & Support
Add-ons
Solutions
For all roles
For all industries
© 2025 Lumanu, Inc. All Rights Reserved.
Lumanu, Inc. is a financial technology company and not a bank
Banking services provided by i3 bank; Member FDIC