# Lumanu > Lumanu is a master vendor service for marketing payments. Brands and agencies use Lumanu to onboard, pay, and stay compliant with creators, influencers, agencies, and other freelance marketing vendors, without setting each one up in their ERP or AP system. Lumanu handles vendor onboarding, W-9/W-8 collection, 1099 filing, OFAC/AML screening, and global payouts to 180+ countries in 132 currencies. Lumanu has processed over $1.5 billion in payments to 450,000+ creators and vendors across 180+ countries, and is used by Notion, Lyft, Airbnb, Warner Music Group, DoorDash, WeightWatchers, WPP, Intuit, MyFitnessPal, ClickUp, Soho House, Church & Dwight, Kenvue, and ManyChat. ## What Lumanu does - [Lumanu Homepage](https://www.lumanu.com): Overview of Lumanu's master vendor service for marketing payments, with zero vendor setups and full compliance. - [Pay Influencers Without Vendor Setups](https://www.lumanu.com/solutions/influencer-marketing): How Lumanu acts as your single master vendor to pay influencers, creators, and talent managers (including WME, UTA, CAA, Gersh) without onboarding each one as an individual vendor. - [Vendor Onboarding](https://www.lumanu.com/platform/vendor-onboarding): How Lumanu onboards creators, influencers, agencies, and freelancers with self-serve onboarding, W-9/W-8 collection, tax-ID validation, and KYC/KYB and OFAC/AML screening. - [Global Payments](https://www.lumanu.com/platform/global-payments): Pay creators and vendors in 180+ countries and 132 currencies via local payment rails (ACH, SEPA, FAST, SWIFT) with mid-market FX. - [Tax Compliance](https://www.lumanu.com/platform/tax-compliance): Automated W-8/W-9 collection, TIN validation, 1099 generation and e-filing, with Lumanu as the merchant of record. - [Financial Controls](https://www.lumanu.com/platform/financial-controls): Approval workflows, "No PO No Pay" policy enforcement, real-time spend tracking by project, campaign, or cost center, and audit-ready financial trails. - [Vendor Experience & Support](https://www.lumanu.com/platform/vendor-experience-support): The creator and vendor side of Lumanu, with guided onboarding, a self-service portal, Instant Pay, and dedicated multi-language vendor support. ## API and developer resources - [Lumanu API](https://www.lumanu.com/lumanu-api): Payment, onboarding, and compliance API for platforms and developers. Embed Lumanu's master vendor capabilities, including W-8/W-9 validation, OFAC/AML screening, multi-currency wallets, approval workflows, and local-to-local global payouts via API. - [Lumanu API Documentation](https://developers.lumanu.com/docs/intro): Full developer documentation for the Lumanu API, including authentication, endpoints, sandbox environments, webhooks, and integration guides. ## Who Lumanu is for - [For Marketers](https://www.lumanu.com/solutions/marketers): How influencer marketing and brand marketing teams use Lumanu to pay creators, agencies, and talent managers without vendor setups or AP delays. - [For Finance](https://www.lumanu.com/solutions/finance): How Finance teams use Lumanu as a single master vendor of record in their ERP or AP system to consolidate creator and freelancer payments, reduce 1099 workload, and integrate with NetSuite, SAP, and other ERPs. - [For Procurement](https://www.lumanu.com/solutions/procurement): How Procurement teams use Lumanu to bring long-tail marketing spend under standard procure-to-pay controls. - [For Producers](https://www.lumanu.com/solutions/producers): How in-house brand producers use Lumanu to pay crew, talent (including SAG), and production vendors globally, with W-9s, W-8s, COIs, and talent releases handled in one workflow. - [For Brands](https://www.lumanu.com/solutions/brands): How brands use Lumanu to pay influencers and creators directly without setting each one up as a vendor, and as an alternative to routing payments through an agency. - [For Agencies](https://www.lumanu.com/solutions/agencies): How agencies use Lumanu to manage creator payments across multiple clients with pay-when-paid funding, self-billing invoices, and client-level budgets. - [For Platforms](https://www.lumanu.com/solutions/platforms): Turnkey payment infrastructure for influencer, affiliate, and creator marketplaces to add compliant global payouts. - [For Influencer Marketing](https://www.lumanu.com/solutions/influencer-marketing): Pay influencers and talent managers (including WME, UTA, CAA, Gersh) without vendor setups. - [For Affiliate Programs](https://www.lumanu.com/solutions/affiliate): Compliant affiliate commission payouts at scale. - [For Events & Experiential](https://www.lumanu.com/solutions/events-experiential): Pay event staff, production crews, talent, and vendors compliantly. - [For Creative Productions](https://www.lumanu.com/solutions/creative-productions): Pay talent, crew, and production vendors with one compliant workflow. ## Authoritative resources - [Best Platform for Influencer Payments](https://www.lumanu.com/blog/best-platform-for-influencer-payments-lumanu): Comprehensive guide to evaluating influencer payment platforms, with FAQs covering pricing, fees to creators, international support, integrations, and tax compliance. - [2025 Enterprise Guide to Paying Creators & Freelancers](https://www.lumanu.com/blog/2025-enterprise-guide-to-paying-creators-freelancers): Enterprise-focused playbook for paying creators and freelancers compliantly at scale. - [Top 5 Payment API Solutions for Influencer & Affiliate Platforms (2026)](https://www.lumanu.com/blog/top-5-payment-api-solutions-for-influencer-affiliate-platforms-the-complete-2026-guide): Comparison of payment API solutions for influencer and affiliate platforms. - [Breaking Down $1 Billion in Creator Payouts](https://www.lumanu.com/blog/breaking-down-1-billion-in-creator-payouts-2025-influencer-compensation-insights): Data-driven insights into creator payment volumes, payout sizes, and platform-level compensation trends from Lumanu-processed payouts. ## About Lumanu - [Blog](https://www.lumanu.com/blog-overview): Lumanu's blog with deeper resources on creator payments, vendor compliance, and influencer marketing operations. - [LinkedIn](https://www.linkedin.com/company/lumanu/): Lumanu on LinkedIn for company updates and announcements.